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The Buying Process

There are a number of steps to follow to ensure that the real estate you buy lives up to your expectations. The process for buying can be described in a number of steps as shown below.  We recomm ...

Property Transfer Tax

Since 1987, the Property Transfer Tax (PTT) has been levied on all real estate transactions as follows:   Fair Markete Value  PTT RateFirst $200,000    1%Balance over $200, ...

HST To GST: Transition Rules For Real Property

On April 1, 2013, the Harmonized Sales Tax (HST) was replaced by the federal Goods and Services Tax (GST) and the BC Provincial Sales Tax (PST). The following questions and answers are intended to pr ...

What To Expect: Closing Costs

It’s easy to count your available cash, but remember that all of these cash savings cannot be used as your down-payment. There are last-minute costs, such as taxes, legal fees, appraisal fees, movin ...

The Decision To Purchase

The Decision to PurchasePurchasing a home can be both exciting and frightening!! It is probably one of the biggest financial investments you’ll ever make. You’ll not only have to live with your de ...

Why Use A REALTOR®?

The REALTOR® CommitmentYou're trusting a REALTOR® with your most valuable possession: your home. REALTORS® take this responsibility very seriously. Here's what a REALTOR® promises:Your REALTOR® i ...

What Other Questions Should You Ask?

Is a Property Disclosure Statement available? In British Columbia, sellers may have completed a Property Disclosure Statement. This statement provides information about the state of the home to potent ...

Buying & Selling Non-Residents

Non-Residents Buying Canadian Real EstateThere are no restrictions for non-residents purchasing real estate in Canada, though they may become subject to Canadian income tax laws, and will certainly en ...

Mortgage Info & Glossary

Mortgage - A long-term loan primarily for the purpose of buying a home. A mortgage is a legal agreement in which the borrower pledges the property being purchased as security for the loan. P ...

THE B.C. FIRST-TIME NEW HOME BUYERS' BONUS

Subject to approval by the legislature, the B.C. government intends to implement a temporary BC First-Time New Home Buyers’ Bonus. Effective February 21, 2012, to March 31, 2013, the bonus is a one- ...

BC Home Owner Grant Threshold Keeps Pace With Assessments

To keep pace with rising property assessments, the BC government has raised the Home Owner Grant threshold to $1,285,000. The threshold is the maximum assessed value a property can reach to allow the ...

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